The Ruhl Blog

How Much Should You Put Down?

Like most questions, the answer is “it depends”. Today, I thought I’d give you some things to consider. Let’s begin the discussion with loans that don’t require Mortgage Insurance. The suggestion is to borrow as much as you can afford. As an example, borrowing $310,000, as opposed to $300,000, will increase your mortgage payment by...

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Is There a 3.8% Tax on Homes in the Health Bill?

As the presidential debates start to heat up, there will be comments about the Administration's Health Care Bill. We are again getting many questions about a possible 3.8% tax on home sales that some claim is in the bill. To answer these questions, we have decided to re-run a blog post we did a couple months ago. We have received many...

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Top 10 Tips for First-Time Homebuyers

There is a popular saying that exists and while the latter half of the saying varies depending on time, date and season, it always begins with “It’s hard to imagine …” For instance, you could be driving along, staring at the snow-covered landscape and someone will chirp up and say, “It’s hard to imagine that in six months time...

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What If I Don’t Currently Qualify For a New Mortgage?

Ruhl&Ruhl realizes that when the idea or dream of purchasing a home starts to circle around in your mind, majority of the time the title above does not accompany that thought. And while this type of situation is unbelievably frustrating, keep in mind that you do have options.  Ruhl&Ruhl Realtors along with 1862 Mortgage is here to help....

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Dennis Stolk

Licensed In IA, IL
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Davenport Office

4545 Welcome Way
Davenport, IA 52806